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How much cover do I need?
Step 1 - How much cover do I need?  >   Step 2 - How much will it cost   >  Step 3 - Apply for insurance cover
  

Work out how much insurance cover you might need
To make sure you have enough insurance, it’s important to look at your current circumstances and calculate how much insurance you might need if you were unable to work.

 

Death & Total and Permanent Disablement (TPD) Cover

The level of Death & TPD Cover you need depends on your personal situation, including your age, the number of dependants you have, any additional family income (e.g. from investments or your spouse), and the amount of your savings and debt.

Income Protection Cover

The level of Income Protection (IP) cover is based on your annual salary. If you have not provided this to Catholic Super, you can do so at the time of applying for income protection to ensure your income is sufficiently covered. You will need to work out the number of IP units your salary equates to and then apply for the cover, which you can work out the number units by using our IP cost tool at the next step.

If you are still unsure about how much cover you need book an appointment with one of our financial planners.

Cost of Insurance Cover

Calculate how much it will cost for the insurance using our cost tools.



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