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Investment Performance

View the 2007/2008 Investment Returns for Super and Pension here

Superannuation

(as at 31 July 2008)

Managed Choice	Month	FYTD	1 Year	3 Years (pa)	5 Years (pa)	7 Years (pa)	10 Years (pa)
Aggressive	-2.46%	-2.46%	-12.80%	7.10%	10.63%	5.99%	7.11%
Moderately Aggressive	-1.94%	-1.94%	-9.68%	7.30%	10.09%	na	na
Balanced	-1.52%	-1.52%	-6.73%	8.05%	10.19%	7.24%	7.14%
Moderately Conservative	-0.85%	-0.85%	-3.67%	6.90%	8.41%	na	na
Conservative	-0.12%	-0.12%	3.07%	7.34%	7.58%	na	na

Build Your Own	Month	FYTD	1 Year	3 Years (pa)	5 Years (pa)	10 Years (pa)
Australian Shares	-4.50%	-4.50%	-15.61%	9.05%	14.78%	na
Overseas Shares	-1.06%	-1.06%	-17.75%	1.78%	5.41%	na
Property	0.02%	0.02%	7.48%	11.52%	11.73%	na
Diversified Fixed Interest	0.83%	0.83%	4.65%	2.80%	4.22%	na
Cash	0.53%	0.53%	6.04%	5.36%	5.47%	5.00%

Cash returns above are historic, and stem from periods when Australian interest rates were lower than at present. Current earnings for the Cash option are materially higher, and are comparable with current market interest rates. Returns shown above are also after tax.

* Important Notes regarding above Tables

The Returns are net of tax and fees.

The Return you receive on your Account Balance will be influenced by the timing of payments into and out of your Account, for example contributions, fees etc.

The Returns for the 'Financial Year to Date' refer to the period 1 July 2008 to 31 July 2008.

Unit Prices and Returns for Allocated Pension and Term Pension Members differ from the above due to alternative taxation requirements.

Pension

Managed Choice	Month	FYTD	1 Year	3 Years (pa)	5 Years (pa)
Aggressive	-2.72%	-2.72%	-13.98%	7.66%	11.34%
Moderately Aggressive	-2.15%	-2.15%	-10.62%	8.01%	9.04%
Balanced	-1.69%	-1.69%	-7.48%	8.91%	11.05%
Moderately Conservative	-0.90%	-0.90%	-4.26%	7.65%	9.21%
Conservative	-0.13%	-0.13%	3.60%	8.38%	8.66%

Build Your Own	Month	FYTD	1 Year	3 Years (pa)	5 Years (pa)
Australian Shares	-4.86%	-4.86%	-16.71%	9.33%	14.87%
Overseas Shares	--1.65%	-1.65%	-21.01%	1.49%	5.29%
Property	0.03%	0.03%	8.08%	12.73%	12.46%
Fixed Interest	0.97%	0.97%	5.37%	3.25%	4.75%
Cash	0.60%	0.60%	6.95%	6.18%	5.98%

Cash returns above are historic, and stem from periods when Australian interest rates were lower than at present. Current earnings for the Cash option are materially higher, and are comparable with current market interest rates.

* Important Notes regarding above Tables

The Return you receive on your Account Balance will be influenced by the timing of payments into and out of your Account.

The Returns for the 'Financial Year to Date' refer to the period 1 July 2008 to 31 July2008.

Unit Prices and Returns for Allocated Pension and Term Pension Members differ from the Superannuation returns due to alternative taxation requirements.

Crediting Rates

Crediting Rates for the Years ended 30 June 2000, 30 June 2001 and 30 June 2002

Year Ended	Balanced Option %	Growth Option (now Aggressive) %	Cash Plus Option (now Cash) %
30 June 2000	11.0	17.3	4.8
30 June 2001	5.6	6.8	5.5
30 June 2002	-2.9	-9.1	4.1

Crediting Rates for Allocated Pension and Term Pension Members may be different for some Options due to alternative taxation requirements.

History of Managed Choice Option Returns since 2003

Year Ended	Aggressive %	Moderately Aggressive %	Balanced %	Moderately Conservative %	Conservative %
30 June 2003	-5.1	3.0	1.4	1.9	1.3
30 June 2004	16.1	13.8	11.8	10.2	5.9
30 June 2005	16.3	15.0	14.3	11.0	9.3
30 June 2006	17.7	15.9	15.3	11.3	8.8
30 June 2007	25.0	22.6	21.0	16.4	12.2
30 June 2008	-12.2	-9.4	-6.4	-3.9	2.3

History of Build Your Own Option Returns since 2003

Year Ended	Australian Shares %	Overseas Shares %	Property %	Fixed Interest %	Cash %
30 June 2003	4.4	2.1	4.5	1.2	4.1
30 June 2004	22.0	14.3	10.8	3.3	5.9
30 June 2005	26.3	8.3	13.4	7.7	5.2
30 June 2006	22.6	12.9	12.4	3.0	4.7
30 June 2007	30.7	20.0	16.2	4.4	5.4
30 June 2008	-13.0	-19.1	7.0	0.3	5.9

Note:

Prior to 2003 the Aggressive Option was known as the Growth Option and the Cash Option was known as the Cash Plus Option.
The Moderately Aggressive, Moderately Conservative, Conservative, Australian Shares, Overseas Shares, Property and Fixed Interest Options only commenced from 16 May 2003.

The Returns for Allocated Pension and Term Pension Members may differ from the above due to alternative taxation requirements.