Investment returns
Listed below is a history for the past five financial years showing our returns for each investment option.
|
Financial Year Returns |
|||||||
| Option | Account | 2008-2009 |
2007-2008 |
2006-2007 |
2005-2006 |
2004-2005 |
2003-2004 |
| Aggressive | Super | -12.1% |
-12.2% |
25.0% |
17.7% |
16.3% |
16.1% |
| Pension | -13.8% |
-13.3% |
26.9% |
19.4% |
18.0% |
16.1% |
|
| Moderately aggressive | Super | -10.7% |
-9.4% |
22.6% |
15.9% |
15.0% |
13.8% |
| Pension | -12.2% |
-10.3% |
24.4% |
17.3% |
16.9% |
13.8% |
|
| Balanced | Super | -9.9% |
-6.4% |
21.0% |
15.3% |
14.3% |
11.8% |
| Pension | -11.4% |
-7.1% |
22.5% |
17.1% |
16.2% |
11.8% |
|
| Moderately conservative | Super | -6.0% |
-3.9% |
16.4% |
11.3% |
11.0% |
10.2% |
| Pension | -6.8% |
-4.6% |
17.8% |
13.0% |
12.3% |
10.2% |
|
| Conservative | Super | -3.3% |
2.3% |
12.2% |
8.8% |
9.3% |
5.9% |
| Pension | -3.6% |
2.7% |
13.3% |
10.0% |
10.6% |
5.9% |
|
| Australian shares | Super | -12.2% |
-13.0% |
30.7% |
22.6% |
26.3% |
22.0% |
| Pension | -12.6% |
-13.9% |
31.9% |
23.7% |
27.8% |
22.0% |
|
| Overseas shares | Super | -10.0% |
-19.1% |
20.0% |
12.9% |
8.3% |
14.3% |
| Pension | -13.0% |
-22.1% |
23.8% |
14.7% |
8.4% |
14.3% |
|
| Property | Super | -12.1% |
7.0% |
16.2% |
12.4% |
13.4% |
10.8% |
| Pension | -13.4% |
7.6% |
15.4% |
14.0% |
13.4% |
10.8% |
|
| Fixed interest | Super | 6.2% |
0.3% |
4.4% |
3.0% |
7.7% |
3.3% |
| Pension | 7.2% |
0.3% |
5.1% |
3.7% |
9.0% |
3.3% |
|
| Cash | Super | 4.9% |
5.9% |
5.4% |
4.7% |
5.2% |
5.9% |
| Pension | 5.6% |
6.8% |
6.2% |
5.4% |
5.7% |
5.9% |
|
Superannuation is a long term investment because the majority of us can’t touch our super for quite a long time, so it is advisable to consider returns over the long term.
To help you take a long term view, below we have listed the 3 year and 5 year averages for each option.
|
As at 30 June 2009
|
|||
| Option | Account |
3yrs (pa)
|
5yrs (pa)
|
| Aggressive | Super |
-1.20%
|
5.60%
|
| Pension |
-1.66%
|
5.91%
|
|
| Moderately aggressive | Super |
-0.27%
|
5.62%
|
| Pension |
-0.53%
|
6.07%
|
|
| Balanced | Super |
0.67%
|
6.01%
|
| Pension |
0.49%
|
6.58%
|
|
| Moderately conservative | Super |
1.66%
|
5.30%
|
| Pension |
1.71%
|
5.89%
|
|
| Conservative | Super |
3.53%
|
5.67%
|
| Pension |
4.08%
|
6.51%
|
|
| Australian shares | Super |
-0.05%
|
9.04%
|
| Pension |
-0.11%
|
9.44%
|
|
| Overseas shares | Super |
-4.40%
|
1.29%
|
| Pension |
-5.90%
|
0.66%
|
|
| Property | Super |
2.99%
|
6.43%
|
| Pension |
3.17%
|
6.82%
|
|
| Fixed interest | Super |
3.57%
|
4.26%
|
| Pension |
4.10%
|
4.98%
|
|
| Cash | Super |
5.39%
|
5.20%
|
| Pension |
6.22%
|
5.94%
|
|
