Death and TPD cover provides a payment to your family or estate when you die or a payment to you in the event you are unlikely to ever be able to work again in a job for which you are reasonably qualified by education, training, or experience.

What constitutes “Total and Permanent Disability” can be complex. However, generally it applies to someone who is unable to work in their own or any occupation for which they are suited by training, education or experience because of a sickness or injury.

For example, they may receive a TPD benefit because they have a permanent loss (e.g. eye sight), or they have been absent from work for a certain time (usually six months or more) due to accident/illness and subsequently will not be able to return to work.

Comprehensive details about Catholic Super’s TPD are set out in our Product Disclosure Statement.

NOTE TPD insurance cover is not available if you have previously been paid a disablement benefit and ceases at age 65.

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